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American Employer Foundation

Most employers believe improving margins requires trade-offs.
This strategy proves that assumption wrong.
A business performance strategy that improves payroll economics and employee outcomes simultaneously — without risk or disruption.
American business owners are dealing with similar pressures:​
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Rising labor costs
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Difficulty increasing wages
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Retention challenges
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Benefit costs that feel like a black hole
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And very few options that don’t create new risk or complexity​​
Revenue without Retention = Limited Growth
Retention Impact = +17% quarterly YoY

Common Annual Outcomes
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Profit UP $1000 per employee
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Turnover ↓ 17%
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Absenteeism ↓ 9%
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Medical Costs ↓ 12%
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Workers Comp Premiums ↓ 23% ​
How would these results impact your business?
REAL RESULTS
YOUR OPPORTUNITY
There are inefficiencies built into every payroll system. When structured correctly, those inefficiencies can be recovered in a way that:
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Improves company cash flow every payroll cycle
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Increases employee take-home pay every payroll cycle
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Requires no change to payroll systems, vendors, or daily operations​

THE OUTCOMES
Employers Experience:​
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~$80 per employee per month increased cash flow
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~$80 per employee per month in increased employee net pay (average)
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Lower turnover
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Improved morale
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Reduced pressure on group health utilization
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A meaningful competitive advantage in hiring and retention​
For a 100-employee company = $8,000 per month.
For a 1,000-employee company = $80,000 per month.
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How that gets realized each month, depends on your payroll frequency.
HIGH COMPATIBILITY BUSINESSES
This approach helps American businesses who have:
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Payrolls over $1,500,000 annually
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Steady, growing or high employee turnover ratios
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Tight operating margins
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W-2 workforces (40+ employees)
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Leadership that pays attention to payroll economics
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As a result, early adoption has been strongest in:
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Multi-location businesses
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High taxed states and industries
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Franchise operators
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Service-based businesses
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Businesses with 40–1500 employees​​
These organizations tend to notice payroll inefficiency sooner because it directly affects their bottom line.
