American Employer Foundation
Professional Advisors to American Businesses
Employee initiatives designed to strengthen your workforce, improve employee financial well-being, and recover lost profit — with no upfront cost.
Better for the business. Better for the employee.
Transform Your Culture
Strengthen Your Business
What if one strategy could increase net profit, increase employee take-home pay, and provide greater financial support to employees—with no additonal cost?
Rethinking the Economics of the American Workforce.
We identify overlooked financial inefficiencies inside American businesses and restructure them to create measurable economic value for both the employer and its employees — without requiring the company to increase its budget.
Through PICO™ — Payroll Integrated Capital Optimization — we analyze existing payroll economics to determine whether an employer can create recurring working capital while increasing employee take-home pay and benefits.
The analysis begins with the payroll ledger. The numbers determine whether the opportunity exists.
There is no cost to run the Payroll Diagnostic.
If you believe every recurring operating expense should be accountable to the P&L, redact the ledger and let us show you how much revenue is being lost every payroll cycle.
There’s No Free Lunch.
You know that. Every serious business leader does.
So when someone tells you they can improve net revenue every payroll cycle, increase employee take-home pay, and do it without adding employer cost or creating significant administrative burden, skepticism is appropriate.
That sounds like a free lunch.
It isn’t.
We provide a structured review of existing payroll and benefit economics.
We examine whether the way payroll is currently structured is creating the best available financial outcome for the employer and its employees.
The underlying payroll frameworks have existed for decades. What most employers have never done is evaluate those frameworks as part of a broader capital and operating strategy.
That is what we do.
If the structure qualifies, the employer can create recurring financial improvement through each payroll cycle.
Employees can receive more take-home pay without a wage increase.
And implementation is designed to require minimal disruption to existing operations.
If the numbers do not support the strategy, the analysis will show that too.
There is no cost to run the Payroll Diagnostic.
The numbers determine whether there is an opportunity. The decision remains yours.
Proven Outcomes
Organizations implementing the PICO™ framework have reported the following results:
+10-25%
Net profit
+10%
Business Value
-17%
Employee Turnover
-12%
Medical Costs
Payroll Is Not a Peripheral Function.
It is the economic infrastructure of your enterprise.
The way it is structured today has downstream effects on every financial outcome in your business. Most employers have never questioned that structure — not because it's optimal, but because no one ever gave them a reason to.
We do.
Employers who realize the best results from this work don't start from curiosity.
They start from a different belief about their people.
When employees win, employers win.
That belief, combined with the right structure, is what changes the math.
A direct, no-obligation conversation about whether your payroll structure can be optimized — and what the projected financial impact on your business would be.
— Mike Plummer, American Employer Foundation
817-988-9882 | mike@americanemployerfoundation.com