American Employer Foundation
Rethinking the Economics of the American Workforce.
We help employers turn workforce economics into a strategic advantage.
American Employer Foundation is a national employer-strategy organization that helps companies improve workforce economics, strengthen employee benefits and create greater operating leverage.
Through our flagship strategy, PICO™ — Payroll Integrated Capital Optimization — employers can unlock value already embedded within payroll while delivering meaningful benefits to employees.
We identify what's already there — and put it back where it belongs.
There is no cost to find out.
There is no risk.
There is no obligation.
The only question is whether your business qualifies.
Not knowing can be extremely expensive.
Base Payroll Structures Leave Money on the Table.
Yours Probably Does Too.
There's No Free Lunch.
You know that. Every serious business leader does. So when someone tells you they can increase your net revenue every payroll cycle, improve your employees' financial lives, and do it without cost, risk, or administrative burden — your first instinct is right.
That sounds like a free lunch.
It's not.
What it is — PICO™ — Payroll Integrated Capital Optimization
Turning payroll from a fixed operating expense into a strategic financial asset. This is a structural optimization that has existed for nearly 50 years, embedded in plain sight inside the American payroll system. Most businesses have never been shown it. Most advisors have never looked for it.
We look for nothing else.
It is a fundamental review of your payroll structure — and whether the way it's currently built is working for you, or against you.
If it qualifies, your net revenue increases every payroll cycle.
Your employees take home more money — without a raise.
And nothing about your current operations changes.
If it doesn't qualify, you'll know that too. The assessment is free. The answer is binary.
And the decision is always yours to make.
Proven Outcomes
Organizations implementing the PICO™ framework have reported the following results:
Payroll Is Not a Peripheral Function.
It is the economic infrastructure of your enterprise.
The way it is structured today has downstream effects on every financial outcome in your business. Most employers have never questioned that structure — not because it's optimal, but because no one ever gave them a reason to.
We do.
Employers who realize the best results from this work don't start from curiosity.
They start from a different belief about their people.
When employees win, employers win.
That belief, combined with the right structure, is what changes the math.
A direct, no-obligation conversation about whether your payroll structure can be optimized — and what the projected financial impact on your business would be.
— Mike Plummer, American Employer Foundation
817-988-9882 | mike@americanemployerfoundation.com
American Employer Foundation (AEF) is a national employer-strategy organization focused on improving workforce economics, strengthening employee benefits, and helping companies create greater operating leverage. AEF is the creator of PICO™ — Payroll Integrated Capital Optimization — a proprietary framework designed to help employers unlock value already embedded within payroll while delivering meaningful benefits to employees and supporting stronger, more scalable organizations.